RetireWare Reviews in the Media

Create a Worry-Free Financial Roadmap to Your Future

"RetireWare takes a personal approach ... Software considers all the variables to create retirement projections"
- Dwarka Lakhan, Investment Executive

"Slick financial planning software … The new version goes well beyond the capability of other consumer software and some pro brands used by planners"
- James Daw, The Toronto Star

"RetireWare's web site is worth the trip even if you don't buy the software."
"...a low-cost program for [your] planning and income projections."
- Ellen Roseman, The Toronto Star

"With my engineering background, I can tell this software has everything anyone will ever need to create comprehensive retirement plans at a price that is very attractive for professionals and consumers alike."
- Joe A. Salib, Financial Advisor, joe.salib@clarica.com

"RetireWare is an excellent product and I highly recommend it to all my listeners."
- Richard Infantino, Prime Time Money, weekly radio show on Toronto's AM 740

"RetireWare Offers Excellent Value"
"RetireWare works for you before and after you retire. It'll help you to see how much you must save--and the rates of return you'll need to earn--to get to your retirement goal. It will also calculate your RRSP contribution room, RRIF and LIF distributions and, taking into account all forms of retirement income, tell you how much you owe the taxman."
- Gail Vaz-Oxlade, Journalist, IE Money, Chatelaine, The Globe and Mail

"RetireWare is a very powerful retirement planning software tool that offers many of the features and options that one would expect in a more expensive software program."
- Doug Hudson, CMA, MBA, CFP doughudson@rrsp.org, Financial advisor, author and creator of the popular web site www.rrsp.org.

Press Reviews

Cashing in on Monte Carlo

TORONTO, MAY 24, 2006 - Wow. That was some scary week on the stock markets. [...] Suppose you have a $500,000 portfolio when you retire. How much can you take out each year? [...] People should consider a full range of possible scenarios for investment returns. Don't rely on a potentially misleading long-term average. [...] Monte Carlo tools can play a powerful role in making retirement planning more realistic and accurate. [...] [Read the entire article by Ellen Roseman]

The Story of Russell

The Toronto Star published recently the story of Russell (not his real name). Russell was a teacher and is now age 56. A few years ago, he left his employment and instead of taking a pension, he chose the lump sum option thinking he would be able to earn 10% on his investments.

Instead he earned low even negative returns. He is now age 56 with $500,000 in a locked-in RRSP facing the choice of maintaining his lifestyle until he runs out of money or scaling back his spending to ensure he will remain solvent for the long haul. [Read the entire article]

How Much Will He Need? What Lifestyle Can He Afford?

How can Russell determine how far the $500,000 will take him?

His situation is complex, but not at all uncommon: he has to take into account withdrawal rules for locked-in plans, other potential income sources, Government pensions, future income taxes and unknown investment returns and life expectancy.

Should he work part-time until age 65 drawing less on his nest egg to enhance its tax-deferred growth? Should he sell his house at one point in the future, move in to a condo and use the difference as a source of capital? Nothing is in a vacuum. Everything is intertwined. And each action is irrevocable: you cannot turn back the clock, only live with regret.

There are many possibilities for the road ahead, but remaining in the dark is rarely the best course of action. RetireWare can be your searchlight, because it will let you envision how your future can play out and the financial cost of achieving your dreams and enjoying your lifestyle in retirement.

Without this knowledge and sense of security, without a plan in place, many will have no choice but being obligated to conserve their assets and reduce their standard of living, because of the uncertainty of future expenses, investment returns and unknown life expectancy.

"For those of you who want to purchase custom software to help you make retirement decisions, a local company has produced an inexpensive software package that will help to guide you through the process. This site is most helpful for keeping retirement issues in clear perspective and providing a checklist approach to ensure that nothing important gets missed." - Richard Segal, President, Baywood Financial Group

About Gail Vaz-Oxlade

Gail Vaz-Oxlade is a regular contributor to Chatelaine, The Globe & Mail, an IE Money Staff Writer, best-selling author, RRSP expert and host of TV Ontario's Your Moneyshow. She is a published author who wrote several best selling books on financial and retirement planning and investing. Among her most recent books are A Woman of Independent Means: A Woman's Guide to Full Financial Security and Dead Cat Bounce: The Skinny of E-vesting.

Read Gail's articles on retirement and financial planning

About Ellen Roseman

Ellen Roseman's column appear in The Star business section on Monday, Wednesday and Friday. She also writes Money 101, an accessible weekly column on personal finance each week in The Sunday Star. Great insights on investing and planning.

About Doug Hudson

Doug Hudson, MBA, CMA, CFP, CD, is a financial advisor in the Montreal area. He has over ten years of experience in financial planning, following twelve years as an accountant and auditor. He maintains a popular internet site www.rrsp.org and publishes from time to time a free electronic newsletter.

User Testimonials

"I had hunted in 11 of the computer stores [where I live] and no one carried, or could even recommend any retirement planning software. I know that the financial planners have software packages, but I feel better when I can do my own calculations... I am impressed with the program. I will not hesitate to tell others about it."

- J.M., Saskatoon, Saskatchewan

"I have enjoyed using RetireWare and now several of my friends have purchased it recently [...] Retireware is a neat package."

- J.B., Campbellville, Ontario

"I am a strong supporter for your product and think you are doing a terrific job in enhancing it further. Keep [on] trucking."

- B.K., Mississauga, Ontario

How to Get RetireWare

If you or your spouse are years away from retirement, about to retire or already retired and you are concerned about not knowing whether your assets will be sufficient to maintain your lifestyle and achieve your goals, RetireWare will help you make sense of your financial future.

RetireWare is inexpensive and has an unconditional 100 per cent money back guarantee. If you are not completely satisfied within the first 30 days of your purchase, we will gladly refund your money.

Take advantage of these special offers: