RetireWare ToolsOnline calculation tools RetireWare Web Resources
As part of its Web Resources, RetireWare offers financial and retirement information, resources, references and several calculation tools.
Historical Returns
RRIF Calculator
See how much you can withdraw each year from your Registered Retirement Income Fund, and how long your money will last. Life Expectancy
How long will I live? This tool provides age- and gender-related life expectancies based on population statistics. OAS Clawback
This tool calculates how much of your Old Age Security the Government will take back if your income exceeds the threshold amount. Annuity Premium
Estimate the annuity premium required to purchase a life annuity from an insurance company, or estimate how much monthly annuity income you can receive for a lump sum amount. Mortgage vs. RRSP
Torn between paying down your mortgage or funding your RRSP? This tool will help you find your best option. Capital Gains vs. RRSP
Are RRSPs the best way to minimize your taxes? With capital gains taxed at 50% of their value, the advantage is not always so clear. RRSP Loan
Is interest on a RRSP Loan more than the tax refund and tax-free build-up of the RRSP contribution? Pension-Related Amounts and Rates for Current Year
Financial and Retirement Information
Retirement Planning
Glossary
Glossary of retirement and investment terms.
Government Pensions
How to apply for Government benefits:
CPP, OAS and QPP, including all forms.
Links
PDF Library
PDF library on retirement and financial planning.
Finding an Advisor
Rates
Current rates for Government benefits and retirement savings.
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