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RetireWare Tools

Online calculation tools

RetireWare Web Resources
As part of its Web Resources, RetireWare offers financial and retirement information, resources, references and several calculation tools.

Historical Returns

Historical return comparison tool

NEW! See how various asset allocation strategies did in the past with our new historical return comparison tool.

RRIF Calculator

RRIF Calculator

See how much you can withdraw each year from your Registered Retirement Income Fund, and how long your money will last.

Life Expectancy

Life Expectany Calculator

How long will I live? This tool provides age- and gender-related life expectancies based on population statistics.

OAS Clawback

OAS Clawback Calculator

This tool calculates how much of your Old Age Security the Government will take back if your income exceeds the threshold amount.

Annuity Premium

Annuity Calculator

Estimate the annuity premium required to purchase a life annuity from an insurance company, or estimate how much monthly annuity income you can receive for a lump sum amount.

Mortgage vs. RRSP

Mortgage vs. RRSP Calculator

Torn between paying down your mortgage or funding your RRSP? This tool will help you find your best option.

Capital Gains vs. RRSP

Capital Gains vs. RRSP Calculator

Are RRSPs the best way to minimize your taxes? With capital gains taxed at 50% of their value, the advantage is not always so clear.

RRSP Loan

RRSP Loan Calculator

Is interest on a RRSP Loan more than the tax refund and tax-free build-up of the RRSP contribution?

Pension-Related Amounts and Rates for Current Year

Rates and Amounts

Financial and Retirement Information

Retirement Information
Retirement Planning
Retirement Planning


Glossary
Glossary
Glossary of retirement and investment terms.


Government Pensions
Government Pensions
How to apply for Government benefits: CPP, OAS and QPP, including all forms.


Links
Links


PDF Library
PDF Library
PDF library on retirement and financial planning.


Finding an Advisor
Finding an Advisor


Rates
Rates
Current rates for Government benefits and retirement savings.