Related links

Learn moreMinimize Clawback
Learn moreFinding an Advisor


Share this page


Share on Del.icio.us Del.icio.us

share on Facebook Facebook

Share on Digg Digg

share on Technorati Technorati

share on Reddit reddit

share on StumbleUpon StumbleUpon

How Long Will I Live?

Life Expectancy Calculator

Life expectancy is the number of years that we expect to live based on population statistics. It depends on your current age and gender.

Actuaries compile mortality statistics and have developed age and gender-related tables that estimate life expectancy.

How Does it Work?

At birth, life expectancy is about 81 years for a male and 84 years for a female. Life expectancy increases as you get older. This is because you survived up to now, while others have not, so there is a good chance that the duration of your life will exceed this average at birth.

Estimate Your Life Expectancy

Enter your current age and gender to get an estimate of your life expectancy. Select whether you want the life expectancy for yourself only or also inlcude the combined life expectancy for you and your spouse.

Life Expectancy
Show Life Expectancy for:





Your current age:
Your gender:
Your spouse's current age:
Your spouse's gender:

Results

What are my odds?

Life expectancy are based on historical statistics adjusted for current longevity trends. These statistics form a bell curve, from which we can estimate the odds of survival (called “probability”).

  • You are a male age 50.
  • Your life expectancy is 82 years; thus, you will live another 32 years.
  • Your odds of living until age 82 are 56%.
  • Your odds of living until age 87 are 36% .
  • Your odds of living until age 92 are 17% .

Odds of survival

You can look up your odds at each age in the future. Odds follow the familiar bell curve pattern. If you put your mouse over a bar, you will see the odds for a particular year. The first few years may show odds at 100%. Note that this is due to rounding: they are actually between 99.5% and just below 100%. Odds are never at 100% when it comes to life expectancy!

Learn more

Retirement Planning
Retirement Planning


Glossary
Glossary
Glossary of retirement and investment terms.


Government Pensions
Government Pensions
How to apply for Government benefits: CPP, OAS and QPP, including all forms.


Links
Links


PDF Library
PDF Library
PDF library on retirement and financial planning.


Finding an Advisor
Finding an Advisor


Rates
Rates
Current rates for Government benefits and retirement savings.