Release Dates

Current version of RetireWare

Current Version

Version 2.36 - 2012 Update. If you purchased RetireWare Version 2 after August 1, 2011, this update is free. Otherwise, there is an update fee. For more information, please click here. Please note that you can still download the latest RetireWare service update and not purchase the annual update. The service update will include the latest bug fixes, but will not have the latest tax and retirement savings rates and amounts.

RetireWare Retirement Planning Software

Apeiron Software Limited provides RetireWare Version 2.0 Standard Edition and RetireWare Version 2.0 Monte Carlo Edition, with more features, greater ease of use, an enhanced graphical display and presentation-quality reports.

Specifically designed for Canadian tax and retirement savings rules, RetireWare Version 2.0 Standard Edition is now available for sale on the Website.

RetireWare Monte Carlo

Using sophisticated mathematical models, the new RetireWare Monte Carlo Edition performs thousands of capital market return simulations to assess the pertinence of investment risk and determine the probability of achieving financial objectives. RetireWare Monte Carlo Edition Version 2.0 is now available.

RetireWare Millennium Online Retirement Planning

For users preferring the ease of deployment of the Web, RetireWare Millennium, a sophisticated Web-based retirement planning application is licensed through our Retirement Education Program for pension plan members or to Financial Services companies.

Previous Versions

The previous release of RetireWare stopped at version 1.3.5. This version is no longer available for download nor is it supported since September 1, 2004.

Product Comparisons

Questions to Ask When Comparing Other Products to RetireWare

Does it integrate asset allocation, long-term projections, savings and debt with the budget and risk monitoring?
Does it have easy-to-use wizards?
Does it have compelling graphics?
Does it have reports in Adobe Portable Document Format (PDF)?
Does it offer online resources and education?
Does it offer truly unbiased and independent information?
Does it keep up with Canadian tax and savings rules?
Does it take into account OAS clawback?
Does it accept pension plans, such as defined benefit, defined contribution, Group RRSPs and DPSPs
Does it accept rental income, dividend income, LIRAs, LIFs, LIRFs and annuities?
Does it accept proceeds from a personal residence, other property or business ownership?
Does it accept other assets payable in the future or additional temporary income?
Does it determine additional savings required to meet the retirement income objective?
Does it calculate income tax accurately or does it take marginal tax rates or ignore income taxes altogether?
Does it accept separate asset allocations for registered and non-registered investments, and the periods before and after retirement?
Does it generate not integrate rates of return that are consistent with the asset allocation strategy?
Does it allow for a retirement income objective formulated in terms of gross or net income?